Punjab National Bank Personal Loan— Interest Rates, Eligibility & How to Apply
Punjab National Bank (PNB) is a leading public-sector bank offering personal loans at competitive PSU rates with low processing fees, especially attractive for salaried and government employees.
Soft check — comparing won't affect your credit score.
Punjab National Bank Personal Loan at a glance
Interest rate
from 11.4% p.a.
Max amount
₹25 Lakh
Max tenure
6 years
Processing fee
up to 1%
Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose Punjab National Bank?
Punjab National Bank Personal Loan eligibility
- Salaried & self-employed, age 21–60
- Stable income
- Existing PNB customers get preferential terms
- Government/PSU employees preferred
How to apply via RupeeQuik
1. Compare
See your eligible personal loan offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
Punjab National Bank Personal Loan — FAQs
What is the interest rate on a Punjab National Bank personal loan?+
Punjab National Bank personal loan interest rates start from around 11.4% p.a. The exact rate depends on your credit score, income and profile. Compare your eligible offers on RupeeQuik before applying.
How much personal loan can I get from Punjab National Bank?+
Punjab National Bank offers personal loans up to ₹25 Lakh, subject to your income and eligibility. Use RupeeQuik's eligibility calculator to estimate your amount.
What documents does Punjab National Bank need for a personal loan?+
Typically PAN, Aadhaar, recent salary slips and bank statements. Many applications are now fully digital with minimal paperwork.
How long does Punjab National Bank take to approve a personal loan?+
Approvals are often within 24–72 hours, and pre-approved customers can get near-instant disbursal.
