ICICI Bank Personal Loan— Interest Rates, Eligibility & How to Apply
ICICI Bank offers instant personal loans with a fully digital journey and high loan amounts for eligible salaried professionals.
Soft check — comparing won't affect your credit score.
ICICI Bank Personal Loan at a glance
Interest rate
from 10.75% p.a.
Max amount
₹50 Lakh
Max tenure
6 years
Processing fee
up to 2.5%
Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose ICICI Bank?
- Instant disbursal for pre-approved customers
- Loans up to ₹50 Lakh
- 100% paperless options
- Flexible repayment
ICICI Bank Personal Loan eligibility
- Salaried, age 23–58
- Net monthly income ₹30,000+
- Good credit history
- Reputed employer preferred
How to apply via RupeeQuik
1. Compare
See your eligible personal loan offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
ICICI Bank Personal Loan — FAQs
What is the interest rate on a ICICI Bank personal loan?+
ICICI Bank personal loan interest rates start from around 10.75% p.a. The exact rate depends on your credit score, income and profile. Compare your eligible offers on RupeeQuik before applying.
How much personal loan can I get from ICICI Bank?+
ICICI Bank offers personal loans up to ₹50 Lakh, subject to your income and eligibility. Use RupeeQuik's eligibility calculator to estimate your amount.
What documents does ICICI Bank need for a personal loan?+
Typically PAN, Aadhaar, recent salary slips and bank statements. Many applications are now fully digital with minimal paperwork.
How long does ICICI Bank take to approve a personal loan?+
Approvals are often within 24–72 hours, and pre-approved customers can get near-instant disbursal.
