Bajaj Finserv Personal Loan— Interest Rates, Eligibility & How to Apply
Bajaj Finserv (a leading NBFC) is known for large personal loans, long tenures and flexible Flexi-loan facilities.
Soft check — comparing won't affect your credit score.
Bajaj Finserv Personal Loan at a glance
Interest rate
from 11% p.a.
Max amount
₹55 Lakh
Max tenure
8 years
Processing fee
up to 3.93%
Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose Bajaj Finserv?
- Loans up to ₹55 Lakh
- Long tenure up to 8 years
- Flexi loan — pay interest only on what you use
- Fast disbursal
Bajaj Finserv Personal Loan eligibility
- Salaried & self-employed, age 21–67
- Stable income
- Acceptable credit score
How to apply via RupeeQuik
1. Compare
See your eligible personal loan offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
Bajaj Finserv Personal Loan — FAQs
What is the interest rate on a Bajaj Finserv personal loan?+
Bajaj Finserv personal loan interest rates start from around 11% p.a. The exact rate depends on your credit score, income and profile. Compare your eligible offers on RupeeQuik before applying.
How much personal loan can I get from Bajaj Finserv?+
Bajaj Finserv offers personal loans up to ₹55 Lakh, subject to your income and eligibility. Use RupeeQuik's eligibility calculator to estimate your amount.
What documents does Bajaj Finserv need for a personal loan?+
Typically PAN, Aadhaar, recent salary slips and bank statements. Many applications are now fully digital with minimal paperwork.
How long does Bajaj Finserv take to approve a personal loan?+
Approvals are often within 24–72 hours, and pre-approved customers can get near-instant disbursal.
