Axis Bank Personal Loan— Interest Rates, Eligibility & How to Apply
Axis Bank provides personal loans with competitive rates and quick processing, including options for salaried and select self-employed applicants.
Soft check — comparing won't affect your credit score.
Axis Bank Personal Loan at a glance
Interest rate
from 10.99% p.a.
Max amount
₹40 Lakh
Max tenure
5 years
Processing fee
up to 2%
Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose Axis Bank?
- Loans up to ₹40 Lakh
- Tenure up to 5 years
- Part-prepayment options
- Quick online approval
Axis Bank Personal Loan eligibility
- Salaried, age 21–60
- Net monthly income ₹15,000+
- Credit score 720+ preferred
How to apply via RupeeQuik
1. Compare
See your eligible personal loan offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
Axis Bank Personal Loan — FAQs
What is the interest rate on a Axis Bank personal loan?+
Axis Bank personal loan interest rates start from around 10.99% p.a. The exact rate depends on your credit score, income and profile. Compare your eligible offers on RupeeQuik before applying.
How much personal loan can I get from Axis Bank?+
Axis Bank offers personal loans up to ₹40 Lakh, subject to your income and eligibility. Use RupeeQuik's eligibility calculator to estimate your amount.
What documents does Axis Bank need for a personal loan?+
Typically PAN, Aadhaar, recent salary slips and bank statements. Many applications are now fully digital with minimal paperwork.
How long does Axis Bank take to approve a personal loan?+
Approvals are often within 24–72 hours, and pre-approved customers can get near-instant disbursal.
