SIP Calculator
See how a monthly SIP in mutual funds can grow over time. Adjust your monthly investment, expected return and time period to estimate your future value — and watch compounding do the heavy lifting.
Free to use · no sign-up · estimate onlyYour SIP details
Estimated future value
₹58.08L
₹58,08,477
₹30.00L
₹28.08L
₹58.08L
Illustrative estimate, not investment advice. Mutual fund returns are market-linked and not guaranteed — the 12% assumption is for illustration only and actual returns will vary.
Invested vs value over 10 years
How a SIP works
You invest a fixed amount every month into a mutual fund. Each instalment buys fund units at that day’s price, and your money is put to work in equity or debt markets through a professionally managed scheme.
Rupee-cost averaging
Because you invest the same amount regularly, you buy more units when prices are low and fewer when they’re high. Over time this averages out your purchase cost and removes the need to time the market.
The power of compounding
Returns earn their own returns. We estimate your future value as FV = P × ((1 + i)ⁿ − 1) ÷ i × (1 + i), where P is your monthly amount, i the monthly return and n the number of months — the longer you stay invested, the steeper the curve.
Frequently asked questions
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Turn your plan into action
Map your SIP into a full financial plan, or if you need funds today, check the loan offers you actually qualify for — in minutes, with no impact on your credit score.
