Bank of Baroda Personal Loan— Interest Rates, Eligibility & How to Apply
Bank of Baroda offers personal loans with flexible tenures up to 7 years and attractive rates for salaried customers, with a fully digital journey for pre-approved borrowers.
Soft check — comparing won't affect your credit score.
Bank of Baroda Personal Loan at a glance
Interest rate
from 11.05% p.a.
Max amount
₹20 Lakh
Max tenure
7 years
Processing fee
up to 2%
Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose Bank of Baroda?
Bank of Baroda Personal Loan eligibility
- Salaried & self-employed, age 21–60
- Net monthly income ₹15,000+
- Credit score 700+ preferred
How to apply via RupeeQuik
1. Compare
See your eligible personal loan offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
Bank of Baroda Personal Loan — FAQs
What is the interest rate on a Bank of Baroda personal loan?+
Bank of Baroda personal loan interest rates start from around 11.05% p.a. The exact rate depends on your credit score, income and profile. Compare your eligible offers on RupeeQuik before applying.
How much personal loan can I get from Bank of Baroda?+
Bank of Baroda offers personal loans up to ₹20 Lakh, subject to your income and eligibility. Use RupeeQuik's eligibility calculator to estimate your amount.
What documents does Bank of Baroda need for a personal loan?+
Typically PAN, Aadhaar, recent salary slips and bank statements. Many applications are now fully digital with minimal paperwork.
How long does Bank of Baroda take to approve a personal loan?+
Approvals are often within 24–72 hours, and pre-approved customers can get near-instant disbursal.
