Aditya Birla Capital Personal Loan— Interest Rates, Eligibility & How to Apply
Aditya Birla Capital is a large NBFC offering high-value personal loans with flexible eligibility, suiting both salaried and self-employed borrowers who may not fit strict bank criteria.
Soft check — comparing won't affect your credit score.
Aditya Birla Capital Personal Loan at a glance
Interest rate
from 10.99% p.a.
Max amount
₹50 Lakh
Max tenure
7 years
Processing fee
up to 3%
Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose Aditya Birla Capital?
Aditya Birla Capital Personal Loan eligibility
- Salaried & self-employed, age 23–60
- Flexible income criteria
- Self-employed welcome with ITRs
How to apply via RupeeQuik
1. Compare
See your eligible personal loan offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
Aditya Birla Capital Personal Loan — FAQs
What is the interest rate on a Aditya Birla Capital personal loan?+
Aditya Birla Capital personal loan interest rates start from around 10.99% p.a. The exact rate depends on your credit score, income and profile. Compare your eligible offers on RupeeQuik before applying.
How much personal loan can I get from Aditya Birla Capital?+
Aditya Birla Capital offers personal loans up to ₹50 Lakh, subject to your income and eligibility. Use RupeeQuik's eligibility calculator to estimate your amount.
What documents does Aditya Birla Capital need for a personal loan?+
Typically PAN, Aadhaar, recent salary slips and bank statements. Many applications are now fully digital with minimal paperwork.
How long does Aditya Birla Capital take to approve a personal loan?+
Approvals are often within 24–72 hours, and pre-approved customers can get near-instant disbursal.
