PNB Housing Finance Home Loan— Interest Rates, Eligibility & How to Apply
PNB Housing Finance is a leading housing-finance company offering home loans with long tenures, high-value funding and options for self-employed and informal-income borrowers.
Soft check — comparing won't affect your credit score.
PNB Housing Finance Home Loan at a glance
Interest rate
from 8.5% p.a.
Max amount
₹10 Crore+
Max tenure
30 years
Processing fee
up to 1%
Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose PNB Housing Finance?
PNB Housing Finance Home Loan eligibility
- Salaried & self-employed, age 21–70 at maturity
- Stable income & repayment capacity
- Property in approved location
How to apply via RupeeQuik
1. Compare
See your eligible home loan offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
PNB Housing Finance Home Loan — FAQs
What is the interest rate on a PNB Housing Finance home loan?+
PNB Housing Finance home loan rates start from around 8.5% p.a., linked to your credit profile, loan amount and property. Compare offers on RupeeQuik before applying.
What is the maximum home loan tenure at PNB Housing Finance?+
Home loan tenures extend up to 30 years, subject to your age at loan maturity and repayment capacity.
Does PNB Housing Finance lend to self-employed borrowers?+
Yes. PNB Housing Finance has tailored programs for self-employed and informal-income applicants, assessed via banking and business documents.
Can I transfer my existing home loan to PNB Housing Finance?+
Yes, balance-transfer with optional top-up is available, often to lower your rate or EMI. Compare the effective savings first.
