LIC Housing Finance Home Loan— Interest Rates, Eligibility & How to Apply
LIC Housing Finance is a leading housing-finance company offering competitive home-loan rates and schemes for salaried, professional and pensioner borrowers.
Soft check — comparing won't affect your credit score.
LIC Housing Finance Home Loan at a glance
Interest rate
from 8.5% p.a.
Max amount
₹15 Crore
Max tenure
30 years
Processing fee
up to 0.5%
Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose LIC Housing Finance?
- Competitive rates
- Special schemes for pensioners
- Tenure up to 30 years
- Loans for purchase, construction & renovation
LIC Housing Finance Home Loan eligibility
- Salaried, professionals & pensioners
- Age 21–70
- Stable income
- Approved property
How to apply via RupeeQuik
1. Compare
See your eligible home loan offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
LIC Housing Finance Home Loan — FAQs
What is the LIC Housing Finance home loan interest rate?+
LIC Housing Finance home loan rates start from around 8.5% p.a. (floating), based on your profile and loan amount.
Can pensioners get a home loan from LIC Housing Finance?+
Yes, LIC HFL offers special home-loan schemes for pensioners, subject to eligibility.
Does LIC Housing Finance fund home renovation?+
Yes, loans are available for purchase, construction, extension and renovation of property.
