HDFC Bank Home Loan— Interest Rates, Eligibility & How to Apply
HDFC Bank (with HDFC Ltd) is India's most established home-loan provider, offering competitive floating rates and long tenures.
Soft check — comparing won't affect your credit score.
HDFC Bank Home Loan at a glance
Interest rate
from 8.5% p.a.
Max amount
₹10 Crore+
Max tenure
30 years
Processing fee
up to 0.5%
Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose HDFC Bank?
- Competitive floating rates
- Tenure up to 30 years
- Balance transfer & top-up
- Doorstep service
HDFC Bank Home Loan eligibility
- Salaried & self-employed
- Age 21–65 (at maturity)
- Stable income
- Property in approved location
How to apply via RupeeQuik
1. Compare
See your eligible home loan offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
HDFC Bank Home Loan — FAQs
What is the HDFC Bank home loan interest rate?+
HDFC Bank home loan rates start from around 8.5% p.a. (floating), depending on your profile, loan amount and the repo rate.
What is the maximum home loan tenure at HDFC Bank?+
Home loan tenure can go up to 30 years, subject to your age and retirement profile.
Can I transfer my existing home loan to HDFC Bank?+
Yes, balance transfer is available and can lower your EMI if your current rate is higher. Model it on RupeeQuik's balance-transfer calculator.
