Bank of Baroda Home Loan— Interest Rates, Eligibility & How to Apply
Bank of Baroda offers home loans at some of the most competitive PSU rates, with low processing fees, long tenures and no prepayment charges on floating-rate loans.
Soft check — comparing won't affect your credit score.
Bank of Baroda Home Loan at a glance
Interest rate
from 8.4% p.a.
Max amount
₹10 Crore+
Max tenure
30 years
Processing fee
up to 0.5%
Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose Bank of Baroda?
Bank of Baroda Home Loan eligibility
- Salaried & self-employed, age 21–70 at maturity
- Good credit history
- Property in approved location
How to apply via RupeeQuik
1. Compare
See your eligible home loan offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
Bank of Baroda Home Loan — FAQs
What is the interest rate on a Bank of Baroda home loan?+
Bank of Baroda home loan rates start from around 8.4% p.a. (floating, repo-linked), among the most competitive in the market for strong credit profiles.
Does Bank of Baroda charge a prepayment penalty?+
No. Floating-rate home loans carry no prepayment or foreclosure charges, so you can prepay any time to save interest.
What is the maximum tenure for a Bank of Baroda home loan?+
Tenures extend up to 30 years, subject to your age at maturity and repayment capacity.
How much home loan can I get from Bank of Baroda?+
Funding is typically up to 75–90% of the property value, depending on the loan amount and your eligibility.
