YES Bank Credit Card— Interest Rates, Eligibility & How to Apply
YES Bank credit cards offer high reward rates on online and retail spends, with several accessible and co-branded options.
Soft check — comparing won't affect your credit score.
YES Bank Credit Card at a glance
Best for
Reward points
Joining fee
Nil–₹2,999
Annual fee
Nil–₹2,999
Apply via
Soft check
Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose YES Bank?
- High reward rates on spends
- Accessible eligibility
- Co-branded options
- Fuel & dining benefits
How to apply via RupeeQuik
1. Compare
See your eligible credit card offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
YES Bank Credit Card — FAQs
What is the annual fee on the YES Bank credit card?+
Annual fees vary by card; this card's renewal fee is around Nil–₹2,999. Many cards waive it on meeting a yearly spend threshold.
What is the eligibility for a YES Bank credit card?+
You generally need a stable income and a credit score of 750+ for the best approval odds. Self-employed applicants may need income proof.
How do I apply for a YES Bank credit card?+
Compare your pre-qualified cards on RupeeQuik with a soft check that doesn't affect your score, then apply to the best-fit card.