SBI Card Credit Card— Interest Rates, Eligibility & How to Apply
SBI Card is one of India's largest card issuers, offering accessible cashback, fuel and lifestyle cards with broad acceptance.
Soft check — comparing won't affect your credit score.
SBI Card Credit Card at a glance
Best for
Everyday value
Joining fee
₹499–₹1,499
Annual fee
₹499–₹1,499
Apply via
Soft check
Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose SBI Card?
How to apply via RupeeQuik
1. Compare
See your eligible credit card offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
SBI Card Credit Card — FAQs
What is the annual fee on the SBI Card credit card?+
Annual fees vary by card; this card's renewal fee is around ₹499–₹1,499. Many cards waive it on meeting a yearly spend threshold.
What is the eligibility for a SBI Card credit card?+
You generally need a stable income and a credit score of 750+ for the best approval odds. Self-employed applicants may need income proof.
How do I apply for a SBI Card credit card?+
Compare your pre-qualified cards on RupeeQuik with a soft check that doesn't affect your score, then apply to the best-fit card.
