SBI Card Credit Card— Interest Rates, Eligibility & How to Apply
SBI Card is one of India's largest card issuers, offering accessible cashback, fuel and lifestyle cards with broad acceptance.
Soft check — comparing won't affect your credit score.
SBI Card Credit Card at a glance
Best for
Everyday value
Joining fee
₹499–₹1,499
Annual fee
₹499–₹1,499
Apply via
Soft check
Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose SBI Card?
- Accessible eligibility
- Strong fuel & everyday categories
- Reward points on all spends
- Wide acceptance
How to apply via RupeeQuik
1. Compare
See your eligible credit card offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
SBI Card Credit Card — FAQs
What is the annual fee on the SBI Card credit card?+
Annual fees vary by card; this card's renewal fee is around ₹499–₹1,499. Many cards waive it on meeting a yearly spend threshold.
What is the eligibility for a SBI Card credit card?+
You generally need a stable income and a credit score of 750+ for the best approval odds. Self-employed applicants may need income proof.
How do I apply for a SBI Card credit card?+
Compare your pre-qualified cards on RupeeQuik with a soft check that doesn't affect your score, then apply to the best-fit card.