ICICI Bank Credit Card— Interest Rates, Eligibility & How to Apply
ICICI Bank credit cards are known for dining, entertainment and lifestyle benefits, with cards spanning entry-level to super-premium.
Soft check — comparing won't affect your credit score.
ICICI Bank Credit Card at a glance
Best for
Lifestyle & dining
Joining fee
₹500–₹5,000
Annual fee
₹500–₹5,000
Apply via
Soft check
Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose ICICI Bank?
- Strong dining & lifestyle offers
- Reward points and vouchers
- Airport lounge access on premium cards
- Instant digital cards
How to apply via RupeeQuik
1. Compare
See your eligible credit card offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
ICICI Bank Credit Card — FAQs
What is the annual fee on the ICICI Bank credit card?+
Annual fees vary by card; this card's renewal fee is around ₹500–₹5,000. Many cards waive it on meeting a yearly spend threshold.
What is the eligibility for a ICICI Bank credit card?+
You generally need a stable income and a credit score of 750+ for the best approval odds. Self-employed applicants may need income proof.
How do I apply for a ICICI Bank credit card?+
Compare your pre-qualified cards on RupeeQuik with a soft check that doesn't affect your score, then apply to the best-fit card.
