Kotak Mahindra Bank Credit Card— Interest Rates, Eligibility & How to Apply
Kotak Mahindra Bank offers cashback and lifestyle credit cards with simple, transparent rewards on everyday spends.
Soft check — comparing won't affect your credit score.
Kotak Mahindra Bank Credit Card at a glance
Best for
Cashback
Joining fee
₹500–₹3,000
Annual fee
₹500–₹3,000
Apply via
Soft check
Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose Kotak Mahindra Bank?
- Simple cashback structure
- Fuel surcharge waiver
- EMI conversion
- Lifestyle offers
How to apply via RupeeQuik
1. Compare
See your eligible credit card offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
Kotak Mahindra Bank Credit Card — FAQs
What is the annual fee on the Kotak Mahindra Bank credit card?+
Annual fees vary by card; this card's renewal fee is around ₹500–₹3,000. Many cards waive it on meeting a yearly spend threshold.
What is the eligibility for a Kotak Mahindra Bank credit card?+
You generally need a stable income and a credit score of 750+ for the best approval odds. Self-employed applicants may need income proof.
How do I apply for a Kotak Mahindra Bank credit card?+
Compare your pre-qualified cards on RupeeQuik with a soft check that doesn't affect your score, then apply to the best-fit card.
