Kotak Mahindra Bank Credit Card— Interest Rates, Eligibility & How to Apply
Kotak Mahindra Bank offers cashback and lifestyle credit cards with simple, transparent rewards on everyday spends.
Soft check — comparing won't affect your credit score.
Kotak Mahindra Bank Credit Card at a glance
Best for
Cashback
Joining fee
₹500–₹3,000
Annual fee
₹500–₹3,000
Apply via
Soft check
Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose Kotak Mahindra Bank?
How to apply via RupeeQuik
1. Compare
See your eligible credit card offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
Kotak Mahindra Bank Credit Card — FAQs
What is the annual fee on the Kotak Mahindra Bank credit card?+
Annual fees vary by card; this card's renewal fee is around ₹500–₹3,000. Many cards waive it on meeting a yearly spend threshold.
What is the eligibility for a Kotak Mahindra Bank credit card?+
You generally need a stable income and a credit score of 750+ for the best approval odds. Self-employed applicants may need income proof.
How do I apply for a Kotak Mahindra Bank credit card?+
Compare your pre-qualified cards on RupeeQuik with a soft check that doesn't affect your score, then apply to the best-fit card.
