Punjab National Bank Car Loan— Interest Rates, Eligibility & How to Apply
Punjab National Bank offers competitively priced car loans with low processing fees and quick approvals for salaried, self-employed and agricultural borrowers.
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Punjab National Bank Car Loan at a glance
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Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose Punjab National Bank?
How to apply via RupeeQuik
1. Compare
See your eligible car loan offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
Punjab National Bank Car Loan — FAQs
What is the Punjab National Bank car loan interest rate?+
Punjab National Bank car loan rates start from around 8.75% p.a., depending on the car, loan-to-value and your credit profile.
How much of the car's price can Punjab National Bank finance?+
Punjab National Bank typically finances up to 85–100% of the on-road price for eligible borrowers.
What is the maximum car loan tenure at Punjab National Bank?+
Car loan tenure usually extends up to 7 years for new cars; used-car tenures are shorter.
What documents are needed for a Punjab National Bank car loan?+
KYC, income proof (salary slips or ITR), bank statements and the car/proforma invoice. Existing customers often get pre-approved offers.