Kotak Mahindra Bank Car Loan— Interest Rates, Eligibility & How to Apply
Kotak Mahindra Bank offers new and used car loans with competitive rates, quick approval and flexible repayment.
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Kotak Mahindra Bank Car Loan at a glance
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Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose Kotak Mahindra Bank?
How to apply via RupeeQuik
1. Compare
See your eligible car loan offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
Kotak Mahindra Bank Car Loan — FAQs
What is the Kotak Mahindra Bank car loan interest rate?+
Kotak Mahindra Bank car loan rates start from around 8.85% p.a., depending on the car, loan-to-value and your credit profile.
How much of the car's price can Kotak Mahindra Bank finance?+
Kotak Mahindra Bank typically finances up to 85–100% of the on-road price for eligible borrowers.
What is the maximum car loan tenure at Kotak Mahindra Bank?+
Car loan tenure usually extends up to 7 years for new cars; used-car tenures are shorter.
What documents are needed for a Kotak Mahindra Bank car loan?+
KYC, income proof (salary slips or ITR), bank statements and the car/proforma invoice. Existing customers often get pre-approved offers.
