Kotak Mahindra Bank Car Loan— Interest Rates, Eligibility & How to Apply
Kotak Mahindra Bank offers new and used car loans with competitive rates, quick approval and flexible repayment.
Soft check — comparing won't affect your credit score.
Kotak Mahindra Bank Car Loan at a glance
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Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose Kotak Mahindra Bank?
- Competitive rates
- Quick approval
- New & used cars
- Flexible tenure
How to apply via RupeeQuik
1. Compare
See your eligible car loan offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
Kotak Mahindra Bank Car Loan — FAQs
What is the Kotak Mahindra Bank car loan interest rate?+
Kotak Mahindra Bank car loan rates start from around 8.85% p.a., depending on the car, loan-to-value and your credit profile.
How much of the car's price can Kotak Mahindra Bank finance?+
Kotak Mahindra Bank typically finances up to 85–100% of the on-road price for eligible borrowers.
What is the maximum car loan tenure at Kotak Mahindra Bank?+
Car loan tenure usually extends up to 7 years for new cars; used-car tenures are shorter.
What documents are needed for a Kotak Mahindra Bank car loan?+
KYC, income proof (salary slips or ITR), bank statements and the car/proforma invoice. Existing customers often get pre-approved offers.
