SBI Business Loan— Interest Rates, Eligibility & How to Apply
State Bank of India offers a wide range of SME and business loans — including working capital, term loans and government-scheme-backed (MUDRA/CGTMSE) funding — at competitive PSU rates.
Soft check — comparing won't affect your credit score.
SBI Business Loan at a glance
Interest rate
from 11.2% p.a.
Max amount
₹5 Crore (SME)
Max tenure
7 years
Processing fee
up to 1%
Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose SBI?
SBI Business Loan eligibility
- Registered business with vintage
- GST & ITR records
- Eligible under SME/MSME schemes
How to apply via RupeeQuik
1. Compare
See your eligible business loan offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
SBI Business Loan — FAQs
What is the interest rate on a SBI business loan?+
SBI business loan rates start from around 11.2% p.a., depending on your business vintage, turnover and credit profile.
How much business loan can I get from SBI?+
SBI offers business loans up to ₹5 Crore, subject to turnover, vintage and eligibility.
What documents does SBI need for a business loan?+
Typically KYC, business proof (GST/registration), bank statements and ITRs. Requirements vary by loan size.
Is collateral required for a SBI business loan?+
Many business loans up to a threshold are unsecured (no collateral); larger amounts may need security. Confirm with the lender.
