ICICI Bank Business Loan— Interest Rates, Eligibility & How to Apply
ICICI Bank provides secured and unsecured business loans, working-capital finance and overdrafts for SMEs and self-employed professionals.
Soft check — comparing won't affect your credit score.
ICICI Bank Business Loan at a glance
Interest rate
from 13% p.a.
Max amount
₹2 Crore
Max tenure
7 years
Processing fee
up to 2%
Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose ICICI Bank?
- Loans up to ₹2 Crore
- Working capital & term loans
- Digital processing
- Tenure up to 7 years (secured)
ICICI Bank Business Loan eligibility
- Self-employed / MSMEs
- Business vintage 3+ years
- GST-registered preferred
- Acceptable credit profile
How to apply via RupeeQuik
1. Compare
See your eligible business loan offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
ICICI Bank Business Loan — FAQs
What is the interest rate on a ICICI Bank business loan?+
ICICI Bank business loan rates start from around 13% p.a., depending on your business vintage, turnover and credit profile.
How much business loan can I get from ICICI Bank?+
ICICI Bank offers business loans up to ₹2 Crore, subject to turnover, vintage and eligibility.
What documents does ICICI Bank need for a business loan?+
Typically KYC, business proof (GST/registration), bank statements and ITRs. Requirements vary by loan size.
Is collateral required for a ICICI Bank business loan?+
Many business loans up to a threshold are unsecured (no collateral); larger amounts may need security. Confirm with the lender.
