Kotak Mahindra Bank Business Loan— Interest Rates, Eligibility & How to Apply
Kotak Mahindra Bank offers collateral-free business loans for SMEs and self-employed professionals, with quick approvals and flexible repayment for working-capital needs.
Soft check — comparing won't affect your credit score.
Kotak Mahindra Bank Business Loan at a glance
Interest rate
from 14% p.a.
Max amount
₹75 Lakh
Max tenure
5 years
Processing fee
up to 2%
Figures are illustrative 2026 ranges and subject to the lender's current policy. See our editorial policy.
Why choose Kotak Mahindra Bank?
Kotak Mahindra Bank Business Loan eligibility
- Business vintage 3+ years
- Healthy turnover & ITRs
- Good credit history
How to apply via RupeeQuik
1. Compare
See your eligible business loan offers with a soft check.
2. Choose
Pick the best-fit offer by total cost, not just the headline rate.
3. Apply
Finish on the lender’s page — your verified details carry over.
Kotak Mahindra Bank Business Loan — FAQs
What is the interest rate on a Kotak Mahindra Bank business loan?+
Kotak Mahindra Bank business loan rates start from around 14% p.a., depending on your business vintage, turnover and credit profile.
How much business loan can I get from Kotak Mahindra Bank?+
Kotak Mahindra Bank offers business loans up to ₹75 Lakh, subject to turnover, vintage and eligibility.
What documents does Kotak Mahindra Bank need for a business loan?+
Typically KYC, business proof (GST/registration), bank statements and ITRs. Requirements vary by loan size.
Is collateral required for a Kotak Mahindra Bank business loan?+
Many business loans up to a threshold are unsecured (no collateral); larger amounts may need security. Confirm with the lender.
