RD Calculator
See how much your recurring deposit will grow. Adjust your monthly deposit, interest rate and tenure to find your maturity amount and the interest you earn.
Fixed, guaranteed returns · no impact on your scoreCalculate your RD maturity
= 5 yr (5 years)
Maturity amount
₹3.58L
₹3,57,965
Illustrative estimate; actual bank RD rates vary and interest is usually compounded quarterly. TDS may apply.
Explore loan offersTotal deposited
₹3,00,000
Interest earned
₹57,965
Maturity value
₹3,57,965
Deposited vs value over time
How your balance grows year by year
After 5 yr you could have ₹3.58L — including ₹57,965 in interest.
How RD maturity is calculated
A recurring deposit builds savings through fixed monthly contributions. Each deposit starts earning a fixed interest rate from the month you pay it, and that interest compounds until the deposit matures — so money you put in earlier grows the most. Add up the maturity value of every monthly instalment and you get your total maturity amount.
Fixed monthly contributions
You commit the same amount every month for the whole tenure. The discipline of a fixed deposit each month is what builds the corpus.
Compounding + TDS
Interest is fixed and compounds (banks usually do it quarterly). Like an FD, RD interest is taxable and TDS applies once it crosses the yearly threshold.
RD vs SIP
An RD gives a fixed, guaranteed return with zero market risk. A mutual-fund SIP is market-linked — potentially higher, but the value can rise and fall.
Frequently asked questions
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