ICICI Bank vs Axis Bank Home Loan: Which Should You Choose?
A side-by-side comparison of ICICI Bank and Axis Bank home loan on the things that affect your wallet. Figures are illustrative 2026 ranges — your actual offer depends on your profile.
ICICI Bank
Home Loan
- Interest rate
- from 8.75% p.a.
- Max amount
- ₹10 Crore+
- Max tenure
- 30 years
- Processing fee
- up to 0.5%
Axis Bank
Home Loan
- Interest rate
- from 8.75% p.a.
- Max amount
- ₹5 Crore+
- Max tenure
- 30 years
- Processing fee
- up to 1%
The verdict
ICICI Bank and Axis Bank advertise similar starting rates, so your actual offer will come down to your credit profile, income and existing relationship. Compare both with a soft check and pick the lower total cost.
Compare your real offersSoft check — won't affect your credit score.
Choose ICICI Bank if…
- • Quick digital sanction
- • Tenure up to 30 years
- • Top-up and balance transfer
Choose Axis Bank if…
- • Flexible repayment
- • Top-up loans
- • Tenure up to 30 years
ICICI Bank vs Axis Bank — FAQs
Which is better, ICICI Bank or Axis Bank home loan?+
ICICI Bank and Axis Bank advertise similar starting rates, so your actual offer will come down to your credit profile, income and existing relationship. Compare both with a soft check and pick the lower total cost.
Is ICICI Bank or Axis Bank cheaper for a home loan?+
ICICI Bank starts from 8.75% p.a. and Axis Bank from 8.75% p.a., but your final rate depends on your credit score and income. Always compare the total cost (rate + fees) over the full tenure.
Can I compare ICICI Bank and Axis Bank on RupeeQuik?+
Yes. Compare your eligible offers from both with a soft credit check that doesn't affect your score, then apply to the best-fit option.
See all Home Loans or browse more lenders.
