HDFC Bank vs Bajaj Finserv Business Loan: Which Should You Choose?
A side-by-side comparison of HDFC Bank and Bajaj Finserv business loan on the things that affect your wallet. Figures are illustrative 2026 ranges — your actual offer depends on your profile.
HDFC Bank
Business Loan
- Interest rate
- from 10% p.a.
- Max amount
- ₹75 Lakh
- Max tenure
- 4 years
- Processing fee
- up to 2.5%
Bajaj Finserv
Business Loan
- Interest rate
- from 14% p.a.
- Max amount
- ₹80 Lakh
- Max tenure
- 8 years
- Processing fee
- up to 3.54%
The verdict
HDFC Bank advertises a lower starting rate (from 10% p.a. vs 14% p.a.), but the rate you actually get depends on your credit profile and income. Bajaj Finserv may still win on amount, tenure or speed for your situation — so compare your real offers from both before deciding.
Compare your real offersSoft check — won't affect your credit score.
Choose HDFC Bank if…
- • Collateral-free up to ₹75 Lakh
- • Quick disbursal
- • Flexible tenure up to 4 years
Choose Bajaj Finserv if…
- • Collateral-free up to ₹80 Lakh
- • Flexi loan facility
- • Long tenure up to 8 years
HDFC Bank vs Bajaj Finserv — FAQs
Which is better, HDFC Bank or Bajaj Finserv business loan?+
HDFC Bank advertises a lower starting rate (from 10% p.a. vs 14% p.a.), but the rate you actually get depends on your credit profile and income. Bajaj Finserv may still win on amount, tenure or speed for your situation — so compare your real offers from both before deciding.
Is HDFC Bank or Bajaj Finserv cheaper for a business loan?+
HDFC Bank starts from 10% p.a. and Bajaj Finserv from 14% p.a., but your final rate depends on your credit score and income. Always compare the total cost (rate + fees) over the full tenure.
Can I compare HDFC Bank and Bajaj Finserv on RupeeQuik?+
Yes. Compare your eligible offers from both with a soft credit check that doesn't affect your score, then apply to the best-fit option.
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